Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14472154
Complaint Overview
Complaint ID: 14472154
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Massachusetts
ZIP Code: 02139
Date Received: 2025-07-04T12:00:00-05:00
Date Sent to Company: 2025-07-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I filed XXXX XXXX bankruptcy on XX/XX/XXXX, and was discharged on XX/XX/XXXX. XXXX XXXX XXXX was included in my bankruptcy. Despite this, they are reporting late payments and derogatory after the discharge date on all 3 bureaus credit report, including 90 days late as of XX/XX/XXXX, and showing as active account that need attention and balance of {$17000.00} which is inaccurate and a violation of the FCRA and Bankruptcy discharge laws. I have contacted XXXX XXXX XXXX via fax to correct this error, but it is still showing on my report. I am requesting the CFPB assist in having the late payments after XXXX XXXX XXXX removed and the account correctly marked as Discharged in XXXX XXXX with a {$0.00} balance. XXXX XXXX XXXXXXXX is also reporting balance on my credit after my bankruptcy XX/XX/XXXX The report made on XXXX XXXX. The account is still reporting an active balance of {$1200.00} and they reported charges off and showing it as due, even though it was included in the bankruptcy and discharged. This inaccurate reporting is damaging my ability to obtain credit and must be resolved. Base on Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681 and U.S. Bankruptcy Code 11 U.S.C. 524 ( a ). Clearly Violating this section is illegal. Due to this big violation I am asking help to clean every negative items being reported to all XXXX credit bureau Equifax, Transunion and experian. Looking for it for a great result.
Frequently Asked Questions
What is Complaint #14472154 about?
Complaint #14472154 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-04T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.