Debt collection -- Written notification about debt -- Complaint #14455169
Complaint Overview
Complaint ID: 14455169
Company: Westcreek Financial
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Texas
ZIP Code: 770XX
Date Received: 2025-07-03T12:00:00-05:00
Date Sent to Company: 2025-07-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I'm unaware of this debt and did not have the opportunity to dispute this account XXXX. If you believe you sent the proper notification, please provide " Certified Mail '' with receipt displaying my signiture. If not, please delete the account as soon as possibile from my Credit report or I will have to take legal action.
Frequently Asked Questions
What is Complaint #14455169 about?
Complaint #14455169 was filed against Westcreek Financial regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-07-03T12:00:00-05:00.
How did Westcreek Financial respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Westcreek Financial?
Yes, visit the Westcreek Financial company profile at readthecomplaint.com/company/westcreek-financial to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.