Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14454999
Complaint Overview
Complaint ID: 14454999
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 75160
Date Received: 2025-07-03T12:00:00-05:00
Date Sent to Company: 2025-07-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I submitted multiple disputes to TransUnion regarding fraudulent accounts that were added to my credit report without my knowledge or consent. These accounts were a result of identity theft during a period of exploitation. I provided TransUnion with documentation including an Identity Theft Report from IdentityTheft.gov and requested that the fraudulent accounts be blocked from my report under 15 U.S.C. 1681c3 ( Debt Bondage Repair Act ). TransUnion failed to conduct a proper reinvestigation, continued to report the inaccurate items, and has not provided any documentation showing that I authorized these accounts. I am requesting that the CFPB investigate and require TransUnion to remove all fraudulent accounts, inquiries, and addresses immediately, and block them permanently from my report as required by law.
Frequently Asked Questions
What is Complaint #14454999 about?
Complaint #14454999 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-03T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.