Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14432945
Complaint Overview
Complaint ID: 14432945
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33313
Date Received: 2025-07-02T12:00:00-05:00
Date Sent to Company: 2025-07-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am writing to formally dispute and request the removal of all negative items that appear on my credit report as a result of identity theft, in accordance with 15 U.S.C. 1681c-2, which states that a consumer reporting agency must block the reporting of information that the consumer identifies as resulting from identity theft. I believe the following negative items do not belong to me and are the result of fraudulent activity or misreporting : All negative entries, including collections, charge-offs, late payments, and accounts not initiated or authorized by me. Under 15 U.S.C. 1681c-2, I am exercising my right to have these items blocked from my credit report. Attached you will find the following documentation as required under this law : A copy of a valid government-issued photo ID Proof of residence ( utility bill, lease, or bank statement ) A copy of a police report or identity theft report filed with a law enforcement agency or the FTC Please conduct an investigation and block the reporting of the aforementioned items as mandated by federal law. I expect written confirmation that these entries have been removed from my file within the time allowed by law. If you require any additional documentation or information from me, please contact me at the information provided above. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14432945 about?
Complaint #14432945 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-02T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.