Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14432385
Complaint Overview
Complaint ID: 14432385
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: North Carolina
ZIP Code: 28376
Date Received: 2025-07-02T12:00:00-05:00
Date Sent to Company: 2025-07-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a 30-day late payment reported on my mortgage account with XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX ) in late XXXX. I made my payment on XX/XX/year>, which was within the grace period and should not have been marked late. XXXX claimed the payment was posted late due to the holiday, but that is not a valid reason for reporting a delinquency. More importantly, there are inconsistencies across the credit bureaus : - XXXX XXXXeports the late payment in XX/XX/year>. - TransUnion reports it in XX/XX/year>. XXXX XXXX XXXXhows no delinquency at all for that period. This conflicting data further proves that this was not a legitimate delinquency and should be corrected. I have also attached proof showing that the payment was made on time.
Frequently Asked Questions
What is Complaint #14432385 about?
Complaint #14432385 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-02T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.