Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #14432040
Complaint Overview
Complaint ID: 14432040
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Was not notified of investigation status or results
State: New Jersey
ZIP Code: 076XX
Date Received: 2025-07-02T12:00:00-05:00
Date Sent to Company: 2025-07-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, NJ XXXX SSN : XXXX | XXXX : XX/XX/XXXX Email : XXXX XX/XX/XXXX TransUnion P.O. XXXX XXXX, XXXX PA XXXX To Whom It XXXX Concern, I am writing to formally dispute several items on my credit report as potentially fraudulent and to request their immediate removal under the Fair Credit Reporting Act ( FCRA ) and related federal consumer protection laws. On or about XX/XX/XXXX, XXXX XXXX XXXX XXXX that collects and stores sensitive consumer datasuffered a confirmed data breach, as filed with the Maine Attorney General XXXX XXXX. My full name, date of birth, Social Security number, driver license number, current and previous addresses, and other identifying data were part of the compromised information. Due to the extent of this breach, I have reason to believe that the following accounts and negative items on my credit report XXXX be the result of identity theft, unauthorized access, or improper reporting. Therefore, I request the following : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX account ( Comenity ) XXXX. XXXX XXXX of the accounts listed. XXXX. Removal of these items unless full verification can be produced showing I personally authorized and benefited from these debts. XXXX. Suspension or correction of any further adverse reporting related to these accounts. XXXX. Update me in writing on the progress and conclusion of your investigation. Please consider this notice a formal dispute and fraud-related identity theft alert. Enclosed : - Copy of my government-issued ID - Copy of the XXXX breach notification ( if available ) - Full credit report indicating disputed items Failure to comply XXXX result in additional legal and regulatory filings with the Consumer Financial Protection Bureau XXXX CFPB ), Federal Trade Commission XXXX FTC ), and my state attorney general. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14432040 about?
Complaint #14432040 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-07-02T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.