Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14408956
Complaint Overview
Complaint ID: 14408956
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: California
ZIP Code: 90019
Date Received: 2025-07-01T12:00:00-05:00
Date Sent to Company: 2025-07-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
on XX/XX/year>, addressing several inaccurate and outdated items on my credit report. These disputes were sent via certified mail and included proper documentation. I followed up with a second dispute letter on XX/XX/year>, as no proper investigation was conducted. My key disputes include : Equifax continues to report my name incorrectly. My full legal name is XXXX XXXX XXXX, yet they have not corrected this despite being notified. My current address is XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, CA XXXX, but Equifax continues to report inaccurate or outdated address information. They have failed to remove inaccurate negative accounts that I properly disputed. Equifax has not provided a valid Method of Verification as required under FCRA 611 ( 15 U.S.C. 1681i ) and they failed to meet the accuracy standards in FCRA 607 ( b ). These errors are causing serious harm to my creditworthiness and limiting my access to financial services. I am requesting the CFPB hold Equifax accountable for noncompliance with the FCRA, UDAAP, and FACTA, and to ensure that these inaccurate items are either verified properly or deleted entirely, as required by law. Disputed accounts include : XXXX. XXXX XXXX Acct # XXXX : Not mine. No signed contract or verification. XXXX. XXXX XXXX Acct # XXXX : Re-aged debt. Balance inaccurate. XXXX. XXXX XXXX Acct # XXXX : Duplicate, paid account still reporting. XXXX XXXXXXXX XXXX XXXX Acct XXXX XXXX : Reporting incorrect lates. XXXX. XXXXXXXX XXXX Acct # XXXX : Not my account. No contract. XXXX. XXXXXXXX XXXX Acct # XXXX : Identity mismatch. XXXX. XXXX Acct # XXXX : Inaccurate balance/dates. XXXX. XXXX XXXX Acct # XXXX : Paid, still reporting as open. XXXX. XXXX XXXX Acct # XXXX : Not mine. No original creditor info. XXXX. XXXX Acct # XXXX : Closed, but showing incorrect derogatory info. XXXX. XXXX Acct # XXXX : No verification. Duplicate tradeline. XXXX. XXXX XXXXXXXX XXXX Acct # XXXX : Inflated balance. XXXX. XXXX XXXX Acct # XXXX : Re-aged after closure. XXXX. XXXX Acct # XXXX : No connection. No documents provided. XXXX. XXXX Acct # XXXX : Paid but showing as open/derogatory. XXXX. XXXX XXXX Acct # XXXX : Not verified per FCRA.
Frequently Asked Questions
What is Complaint #14408956 about?
Complaint #14408956 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-01T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.