Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14383767
Equifax Credit Report Error Resolved Without Monetary Compensation
Complaint Overview
Complaint ID: 14383767
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Alabama
ZIP Code: 36604
Date Received: 2025-06-30T12:00:00-05:00
Date Sent to Company: 2025-06-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating the company addressed the incorrect information without financial penalty.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Consumer reports
AI Analysis
CFPB complaint 14383767 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect personal information on their Equifax credit report, which was closed with non-monetary relief. The complaint was received on June 30, 2025 from Alabama. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any errors promptly with the credit reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputes and correct inaccurate information.
Regulatory Insight
This case highlights the importance of the FCRA's dispute resolution process, where non-monetary relief is a common outcome for informational errors.
Resolution Likelihood
likely
State-Specific Consumer Protections
In Alabama, consumers have rights under the FCRA to dispute and correct errors on their credit reports.
Industry Comparison
This is a common issue across the credit reporting industry, where errors can occur and are typically resolved through the dispute process.
Related Issues
Frequently Asked Questions
What is CFPB complaint 14383767 about?
CFPB complaint 14383767 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Personal information incorrect". This complaint was filed against EQUIFAX, INC. on June 30, 2025.
Which company is complaint 14383767 filed against?
Complaint 14383767 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 14383767?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 14383767 filed?
Complaint 14383767 was received by the CFPB on June 30, 2025. It was sent to EQUIFAX, INC. on June 30, 2025.
What state was complaint 14383767 filed from?
Complaint 14383767 was filed from Alabama. You can view all complaints from this state at /state/AL.
Was the consumer satisfied with the resolution of complaint 14383767?
Dispute information is not available for complaint 14383767.
What product category is complaint 14383767 about?
Complaint 14383767 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 14383767 submitted?
Complaint 14383767 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 14383767?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputes and correct inaccurate information. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 14383767 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 14383767?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating the company addressed the incorrect information without financial penalty.
What regulatory actions apply to complaint 14383767?
This case highlights the importance of the FCRA's dispute resolution process, where non-monetary relief is a common outcome for informational errors. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 14383767?
Consumers should regularly review their credit reports for accuracy and dispute any errors promptly with the credit reporting agency.
Are there state-specific protections for complaint 14383767?
In Alabama, consumers have rights under the FCRA to dispute and correct errors on their credit reports. This complaint was filed from Alabama.
How does complaint 14383767 compare to industry norms?
This is a common issue across the credit reporting industry, where errors can occur and are typically resolved through the dispute process.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically means the credit reporting agency corrected the inaccurate information on the report, rather than providing financial compensation to the consumer.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.