Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14383745
Credit Report Error: Information Belongs to Another Individual
Complaint Overview
Complaint ID: 14383745
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30144
Date Received: 2025-06-30T12:00:00-05:00
Date Sent to Company: 2025-06-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a correction rather than a significant financial loss or ongoing dispute.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Identity issues
AI Analysis
CFPB complaint 14383745 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect information on their credit report, stating that information belonged to someone else, which was closed with non-monetary relief. The complaint was received on June 30, 2025 from Georgia. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports, requiring furnishers to investigate disputes.
Regulatory Insight
Credit bureaus must investigate disputes regarding the accuracy of information on a consumer's report, including identity theft or mixed files.
Resolution Likelihood
likely
State-Specific Consumer Protections
This complaint originated in Georgia and was handled through the web portal.
Industry Comparison
This is a common issue within the credit reporting industry, often stemming from data errors or identity mix-ups.
Related Issues
Frequently Asked Questions
What is CFPB complaint 14383745 about?
CFPB complaint 14383745 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on June 30, 2025.
Which company is complaint 14383745 filed against?
Complaint 14383745 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 14383745?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 14383745 filed?
Complaint 14383745 was received by the CFPB on June 30, 2025. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on June 30, 2025.
What state was complaint 14383745 filed from?
Complaint 14383745 was filed from Georgia. You can view all complaints from this state at /state/GA.
Was the consumer satisfied with the resolution of complaint 14383745?
Dispute information is not available for complaint 14383745.
What product category is complaint 14383745 about?
Complaint 14383745 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 14383745 submitted?
Complaint 14383745 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 14383745?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports, requiring furnishers to investigate disputes. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 14383745 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 14383745?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a correction rather than a significant financial loss or ongoing dispute.
What regulatory actions apply to complaint 14383745?
Credit bureaus must investigate disputes regarding the accuracy of information on a consumer's report, including identity theft or mixed files. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 14383745?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 14383745?
This complaint originated in Georgia and was handled through the web portal. This complaint was filed from Georgia.
How does complaint 14383745 compare to industry norms?
This is a common issue within the credit reporting industry, often stemming from data errors or identity mix-ups.
What steps should a consumer take if they discover information belonging to someone else on their credit report?
Immediately dispute the information with the credit bureau and the furnisher of the information, providing any supporting documentation.
What does 'closed with non-monetary relief' typically mean in a credit reporting dispute?
It means the issue was resolved by correcting the record or taking other actions that did not involve a financial payout to the consumer.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.