Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14383733
Equifax Report Contains Incorrect Personal Information
Complaint Overview
Complaint ID: 14383733
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Nevada
ZIP Code: 89113
Date Received: 2025-06-30T12:00:00-05:00
Date Sent to Company: 2025-06-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a correction rather than a systemic failure.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Identity theft
AI Analysis
CFPB complaint 14383733 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect information on their Equifax credit report, stating that information belonged to someone else, which was closed with non-monetary relief. The complaint was received on June 30, 2025 from Nevada. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of information in consumer reports.
Regulatory Insight
This case highlights the importance of FCRA compliance in maintaining accurate consumer data and addressing disputes effectively.
Resolution Likelihood
likely
State-Specific Consumer Protections
In Nevada, consumers have rights under state and federal laws to ensure the accuracy of their credit reports.
Industry Comparison
Credit reporting agencies like Equifax are expected to handle disputes regarding identity theft or misattributed information efficiently.
Related Issues
Frequently Asked Questions
What is CFPB complaint 14383733 about?
CFPB complaint 14383733 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against EQUIFAX, INC. on June 30, 2025.
Which company is complaint 14383733 filed against?
Complaint 14383733 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 14383733?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 14383733 filed?
Complaint 14383733 was received by the CFPB on June 30, 2025. It was sent to EQUIFAX, INC. on June 30, 2025.
What state was complaint 14383733 filed from?
Complaint 14383733 was filed from Nevada. You can view all complaints from this state at /state/NV.
Was the consumer satisfied with the resolution of complaint 14383733?
Dispute information is not available for complaint 14383733.
What product category is complaint 14383733 about?
Complaint 14383733 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 14383733 submitted?
Complaint 14383733 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 14383733?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of information in consumer reports. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 14383733 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 14383733?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a correction rather than a systemic failure.
What regulatory actions apply to complaint 14383733?
This case highlights the importance of FCRA compliance in maintaining accurate consumer data and addressing disputes effectively. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 14383733?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 14383733?
In Nevada, consumers have rights under state and federal laws to ensure the accuracy of their credit reports. This complaint was filed from Nevada.
How does complaint 14383733 compare to industry norms?
Credit reporting agencies like Equifax are expected to handle disputes regarding identity theft or misattributed information efficiently.
What steps should a consumer take if they discover information belonging to someone else on their credit report?
Contact the credit reporting agency immediately to dispute the inaccurate information and provide any supporting documentation. You may also want to file a police report if identity theft is suspected.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.