Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14383680

Incorrect Identity Information on Credit Report Resolved

Complaint Overview

Complaint ID: 14383680

Company: Corelogic INC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: North Carolina

ZIP Code: 28458

Date Received: 2025-06-30T12:00:00-05:00

Date Sent to Company: 2025-06-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Risk Assessment

Risk Level: low

The risk is low as the issue was closed with an explanation, suggesting it was addressed and resolved by the company.

Consumer Sentiment: neutral

Topics: Credit reporting, Incorrect information, Identity theft

AI Analysis

CFPB complaint 14383680 was filed against CORELOGIC INC regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect information on their credit report, stating that information belonging to someone else was present, and the issue was closed with an explanation. The complaint was received on June 30, 2025 from North Carolina. The company responded with "Closed with explanation".

What You Should Do -- Consumer Action Plan

Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.

Legal Context & Consumer Protection Laws

The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers to ensure the accuracy of consumer report information.

Regulatory Insight

This case highlights the importance of data accuracy and the process for resolving disputes regarding identity information on credit reports.

Resolution Likelihood

likely

State-Specific Consumer Protections

The complaint was filed in North Carolina, and the resolution was provided by CORELOGIC INC.

Industry Comparison

This is a common issue within the credit reporting industry, where errors in data aggregation can lead to incorrect information appearing on consumer reports.

Related Issues

Frequently Asked Questions

What is CFPB complaint 14383680 about?

CFPB complaint 14383680 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against CORELOGIC INC on June 30, 2025.

Which company is complaint 14383680 filed against?

Complaint 14383680 was filed against CORELOGIC INC. You can view all complaints against this company on their profile page at /company/corelogic-inc.

What was the company's response to complaint 14383680?

CORELOGIC INC responded with "Closed with explanation". The response was marked as timely by the CFPB.

When was complaint 14383680 filed?

Complaint 14383680 was received by the CFPB on June 30, 2025. It was sent to CORELOGIC INC on June 30, 2025.

What state was complaint 14383680 filed from?

Complaint 14383680 was filed from North Carolina. You can view all complaints from this state at /state/NC.

Was the consumer satisfied with the resolution of complaint 14383680?

Dispute information is not available for complaint 14383680.

What product category is complaint 14383680 about?

Complaint 14383680 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.

How was complaint 14383680 submitted?

Complaint 14383680 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.

What are the consumer's legal options for complaint 14383680?

The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers to ensure the accuracy of consumer report information. This relates to a Credit reporting or other personal consumer reports complaint against CORELOGIC INC involving "Incorrect information on your report".

How likely is complaint 14383680 to be resolved?

Resolution likelihood: likely. The company's current response is "Closed with explanation". The company did respond in a timely manner, which is a positive indicator.

What does the risk level mean for complaint 14383680?

This complaint is rated as low risk. The risk is low as the issue was closed with an explanation, suggesting it was addressed and resolved by the company.

What regulatory actions apply to complaint 14383680?

This case highlights the importance of data accuracy and the process for resolving disputes regarding identity information on credit reports. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.

What should the consumer do about complaint 14383680?

Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.

Are there state-specific protections for complaint 14383680?

The complaint was filed in North Carolina, and the resolution was provided by CORELOGIC INC. This complaint was filed from North Carolina.

How does complaint 14383680 compare to industry norms?

This is a common issue within the credit reporting industry, where errors in data aggregation can lead to incorrect information appearing on consumer reports.

What steps should a consumer take if they discover information belonging to someone else on their credit report?

Consumers should immediately dispute the inaccurate information with the credit reporting agency and the furnisher of the information, providing evidence to support their claim.

What does 'Closed with explanation' typically mean in the context of a CFPB complaint?

It generally means the company provided a response or resolution to the consumer's complaint, and the CFPB found the explanation satisfactory or the issue was otherwise resolved.

Disclaimer

This analysis is AI-generated and does not constitute legal advice.

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