Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14383665
Incorrect Identity Information on Equifax Report Resolved Without Monetary Compensation
Complaint Overview
Complaint ID: 14383665
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33615
Date Received: 2025-06-30T12:00:00-05:00
Date Sent to Company: 2025-06-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a successful correction of the consumer's credit report.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Identity theft
AI Analysis
CFPB complaint 14383665 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A Florida consumer reported incorrect information on their Equifax credit report, stating that the information belonged to someone else, and the issue was closed with non-monetary relief. The complaint was received on June 30, 2025 from Florida. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for inaccuracies and dispute any incorrect information promptly with the credit reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) mandates that credit reporting agencies investigate disputes regarding the accuracy of information on a consumer's report.
Regulatory Insight
This case highlights the importance of FCRA compliance in ensuring the accuracy of credit reports and the process for handling consumer disputes.
Resolution Likelihood
likely
State-Specific Consumer Protections
In Florida, consumers have rights under state and federal laws to ensure the accuracy of their credit information.
Industry Comparison
This situation is common within the credit reporting industry, where errors in identity linkage can occur and require correction.
Related Issues
Frequently Asked Questions
What is CFPB complaint 14383665 about?
CFPB complaint 14383665 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against EQUIFAX, INC. on June 30, 2025.
Which company is complaint 14383665 filed against?
Complaint 14383665 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 14383665?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 14383665 filed?
Complaint 14383665 was received by the CFPB on June 30, 2025. It was sent to EQUIFAX, INC. on June 30, 2025.
What state was complaint 14383665 filed from?
Complaint 14383665 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 14383665?
Dispute information is not available for complaint 14383665.
What product category is complaint 14383665 about?
Complaint 14383665 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 14383665 submitted?
Complaint 14383665 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 14383665?
The Fair Credit Reporting Act (FCRA) mandates that credit reporting agencies investigate disputes regarding the accuracy of information on a consumer's report. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 14383665 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 14383665?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a successful correction of the consumer's credit report.
What regulatory actions apply to complaint 14383665?
This case highlights the importance of FCRA compliance in ensuring the accuracy of credit reports and the process for handling consumer disputes. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 14383665?
Consumers should regularly review their credit reports for inaccuracies and dispute any incorrect information promptly with the credit reporting agency.
Are there state-specific protections for complaint 14383665?
In Florida, consumers have rights under state and federal laws to ensure the accuracy of their credit information. This complaint was filed from Florida.
How does complaint 14383665 compare to industry norms?
This situation is common within the credit reporting industry, where errors in identity linkage can occur and require correction.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction or removal of inaccurate information from the consumer's credit report, rather than financial compensation.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.