Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14380536
Complaint Overview
Complaint ID: 14380536
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: New Jersey
ZIP Code: 07111
Date Received: 2025-06-30T12:00:00-05:00
Date Sent to Company: 2025-06-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX ). Problem I am having with Equifax is reporting a XXXX XXXX XXXX account with Account # XXXX that has passed Statute of limitations. This is a violation of my consumer rights. XXXX ). Problem I am having with Equifax is that I have provided evidence that this account is not mines I have no knowledge of this account. XXXX ). Problem am have with Equifax is it is reporting an address I never lived at. It is illegal to report incorrect address on my credit report. The address they are reporting is XXXX XXXX XXXX XXXX XXXX NJ XXXX I never lived at this address. My correct address is XXXX XXXX XXXX XXXX New Jersey XXXX. XXXX ) problem am having with Equifax is they are requesting information from me which violates my privacy act. All information is already on file. Sending documents in mail can cause thrift to steal my identity.
Frequently Asked Questions
What is Complaint #14380536 about?
Complaint #14380536 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.