Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14380535
Complaint Overview
Complaint ID: 14380535
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Ohio
ZIP Code: 441XX
Date Received: 2025-06-30T12:00:00-05:00
Date Sent to Company: 2025-06-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX ( XXXX ) XXXX [ Todays Date ] To Whom It May Concern : Re : Account XXXX XXXX | Acct. Opened : XX/XX/XXXX | Highest Balance : {$26000.00} Dear XXXX XXXX, I am writing to formally dispute the accuracy of the reported late payments on my account referenced above. Under the Fair Credit Reporting Act ( FCRA ), specifically XXXX XXXX. XXXX ( a ) ( XXXX ) ( A ), furnishers of information are required to report complete and accurate information. Furthermore, per XXXX U.S.C. XXXX ( formerly XXXX ), I have the right to request the correction or removal of information resulting from errors, misreporting, or circumstances such as identity theft or verified inaccuracy. My payment history has not been accurately reported for the following months : XXXX : XXXX, XXXX, XXXX, XXXX, XXXX, and XXXX These months are showing as late payments, despite having been made on time or otherwise not reflecting my accurate repayment activity. According to your own reporting, XXXX XXXX of my payments have been timely, and this account is currently in good standing with over XXXX XXXX of the loan paid off. These inaccuracies are negatively impacting my credit profile and do not reflect my responsible payment history. I respectfully demand the immediate correction of the above-listed months from late to paid on time to ensure compliance with federal reporting standards. I request confirmation that the corrections have been made and that all XXXX major credit bureaus ( XXXX XXXX and TransUnion ) have received the updated information. Please be advised that failure to correct this reporting error may result in further legal action, including filing complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my State Attorney Generals Office. Please process this request promptly and confirm receipt in writing. I expect this matter to be resolved within the XXXX investigation period as outlined under the FCRA. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14380535 about?
Complaint #14380535 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-30T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.