Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14362071
Complaint Overview
Complaint ID: 14362071
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Florida
ZIP Code: 33143
Date Received: 2025-06-29T12:00:00-05:00
Date Sent to Company: 2025-06-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
LexisNexis continues to report bankruptcy deleted by XXXX verified through PACER, not the court. LexisNexis is reporting a bankruptcy that is no longer listed on my XXXX credit report. XXXX has removed the bankruptcy from my file without me having submitted a direct dispute. This clearly proves that the item is not verifiable. LexisNexis, however, continues to report this public record. I have sent multiple dispute letters, a formal cease-and-desist, and a legal warning notice, all of which have been ignored or received inadequate responses. LexisNexis has stated they verify bankruptcies using PACER, which is not a court and not an original source. The FCRA requires information to be accurate and verifiable with the actual source in this case, the court where the bankruptcy was filed. LexisNexis is in willful violation of the FCRA by continuing to report an unverified and unsubstantiated record. This is causing ongoing harm to my credit reputation and financial opportunities. I am requesting that the CFPB force LexisNexis to permanently delete this unverifiable bankruptcy from my report, and that this matter be reviewed for willful noncompliance and possible legal consequences. I am attaching screenshots proving the removal of the bankruptcy from XXXX and my dispute history.
Frequently Asked Questions
What is Complaint #14362071 about?
Complaint #14362071 was filed against Lexisnexis regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-29T12:00:00-05:00.
How did Lexisnexis respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Lexisnexis?
Yes, visit the Lexisnexis company profile at readthecomplaint.com/company/lexisnexis to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.