Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #14353353

Complaint Overview

Complaint ID: 14353353

Company: Capital One Financial Corporation

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Difficulty submitting a dispute or getting information about a dispute over the phone

State: Illinois

ZIP Code: 615XX

Date Received: 2025-06-28T12:00:00-05:00

Date Sent to Company: 2025-07-09T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Kohls stores has a credit card. I had a kohls card. Kohls made it difficult to change your address on the card. I changed it twice and it never actually changed. Each time in store i was told they could not change anything. I continued to try and login to the card and was unable to do so or reset my password. Unbeknownst to me, they changed to a capital one card. And sent everything even a knew card to the wrong address. In the mean time, i got XXXX late fees of {$120.00}. They refuse to help and will not send the info to thw correct address for XXXX business days.

Frequently Asked Questions

What is Complaint #14353353 about?

Complaint #14353353 was filed against Capital One Financial Corporation regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-06-28T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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