Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14353267
Complaint Overview
Complaint ID: 14353267
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Texas
ZIP Code: 77354
Date Received: 2025-06-28T12:00:00-05:00
Date Sent to Company: 2025-06-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Texas XXXX Phone : ( XXXX ) XXXX Email : XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXXXXXX, TX XXXX To Whom It May Concern, I am writing to formally dispute an inaccurate bankruptcy entry listed on my credit report. According to my Experian report, there are XXXX XXXX XXXX bankruptcies recorded : XXXX. Bankruptcy XXXX XXXX - Dismissed ( Date Filed : XX/XX/XXXX, Reference # : XXXX ) XXXX. Bankruptcy XXXX XXXX - XXXX ( Date Filed : XX/XX/XXXX, Reference # : XXXX ) These XXXX records are from the same court ( XXXX XXXXXXXX XXXX XXXX XXXX XXXX ) and refer to the same filing event. The first filing was dismissed and subsequently refiled correctly. The second filing was successfully discharged. Having both listed is misleading and inaccurately suggests multiple bankruptcies. In accordance with the Fair Credit Reporting Act ( FCRA ), I respectfully request that the dismissed bankruptcy entry be removed from my credit report as it is not an accurate representation of my credit history. I have enclosed a copy of my identification and supporting documentation from the court for your review. Please investigate this matter and provide a written response confirming the results of your investigation. Thank you for your time and assistance. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14353267 about?
Complaint #14353267 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-28T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.