Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14353030
Complaint Overview
Complaint ID: 14353030
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Michigan
ZIP Code: 485XX
Date Received: 2025-06-28T12:00:00-05:00
Date Sent to Company: 2025-06-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am contacting you to dispute certain information in my credit report associated with the account listed as XXXX XXXX XXXX. After reviewing the details, Ive identified inconsistencies that I believe require investigation and correction. Account in Question : Creditor Name : XXXX XXXX XXXX Balance : {$440.00} XXXX XXXX : {$500.00} Utilization Rate : 89 % Reported Delinquency : 30 days past due ( XX/XX/XXXX ) Last Updated : XX/XX/XXXX While I understand a single late payment was reported, the overall account shows regular on-time payments, including recent months. I believe this account may be unfairly affecting my credit standing, particularly if it is misrepresented or outdated. Additionally, I do not recall consenting to its continued reporting in this manner, which may raise compliance issues under the Fair Credit Reporting Act ( FCRA ).
Frequently Asked Questions
What is Complaint #14353030 about?
Complaint #14353030 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.