Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14352283
Complaint Overview
Complaint ID: 14352283
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30248
Date Received: 2025-06-28T12:00:00-05:00
Date Sent to Company: 2025-06-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
URGENT LEGAL DELETION DEMAND FCRA 605B + RENTBUREAU BLOCK + NO FRAUD FLAGS RE : FRAUDULENT ACCOUNTS DUE TO DATA BREACH | IMMEDIATE REMOVAL OF ALL ENTRIES | LEGAL NOTICE To Whom It May Concern : This is a formal, federally protected dispute and identity theft deletion demand under the Fair Credit Reporting Act ( FCRA 605B / 15 U.S.C. 1681c-2 ) and Fair Debt Collection Practices Act ( FDCPA ). Due to a confirmed data breach, multiple fraudulent credit and rental entries have been created in my name without my knowledge, consent, or authorization. These entries have no legal basis, have been repeatedly denied in error, and are now causing severe financial, housing, and emotional harm. FRAUDULENT ACCOUNTS TO DELETE ( ALL AGENCIES + RENT REPORTING ) : XXXX XXXX {$7900.00} XXXX XXXX XXXX XXXX Account # : XXXX XXXX XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX fraudulent rental collection ( NOT MINE ) This rental item is believed to be hidden on Experian RentBureau and others it must be deleted immediately from all rental and traditional credit files. It is tied to a fraudulent lease and unauthorized debt and is preventing me from obtaining housing. DO NOT ADD ANY FRAUD FLAGS OR VICTIM STATEMENTS : You are legally forbidden from adding or maintaining : Fraud alerts Consumer statements Credit freezes Victim notations These alerts cause automatic denials and violate my right to unbiased access to credit and housing. FEDERAL LAWS YOU ARE BOUND BY : FCRA 605B Requires deletion/blocking of identity theft entries within 4 business days FCRA 611 Requires reinvestigation or deletion of unverifiable/fraudulent data FDCPA 809 Prohibits continued collection on disputed/unauthorized accounts FTC + CFPB enforcement Authorize immediate deletion for noncompliance ATTACHED : My FTC Identity Theft Report Copy of my government-issued ID DEADLINE : If these entries are not permanently deleted within 48 hours, I will : 1. Pursue legal action for damages, emotional distress, and credit discrimination 2. Initiate public consumer reporting and press filings against your failure to act This letter and packet constitute formal legal notice. I am not liable for these debts or entries and did not authorize them in any way. I demand full removal of all fraudulent accounts and all associated rental or lease collections from every traditional credit report and every rent reporting database immediately. This is not a requestit is a legal requirement. Signed Fraud Affidavit ( see below ) I declare under penalty of perjury that I am not responsible for the above accounts. I was affected by a data breach and did not authorize these debts. I demand full deletion of these records and full removal of fraud flags or alerts from my credit profile. XXXXXXXX XXXX XXXX XXXXXX/XX/year> Sincerely, XXXX XXXX Email : [ XXXX ]
Frequently Asked Questions
What is Complaint #14352283 about?
Complaint #14352283 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.