Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14343331
Complaint Overview
Complaint ID: 14343331
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33617
Date Received: 2025-06-27T12:00:00-05:00
Date Sent to Company: 2025-06-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XX/XX/XXXX XXXX Date : XX/XX/XXXX To : [ Equifax / TransUnion / Experian Subject : Unauthorized Account Dispute Request for Full Deletion Dear transunion, equifax & experian I am writing to formally dispute an inaccurate account that is appearing on my credit report. The account in question is : Creditor Name : XXXX XXXX XXXX Account Number XXXX Creditor name : XXXX XXXX XXXXXXXX Account number : XXXX Account : XXXX XXXX XXXX Account : XXXX I am not associated with this account in any way. I did not open it, authorize it, or benefit from it. I am requesting this account be immediately deleted from my credit report as it is not mine and was reported in error. I request this be removed in accordance with the Fair Credit Reporting Act ( 15 U.S.C. 1681i ). If it is not removed, I will escalate the matter to the Consumer Financial Protection Bureau ( CFPB ) and may consider legal action if necessary. Please provide written confirmation once this account is deleted. This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion, Experian & equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fradulent, Inaccurate, and false Information consists or a personal loan account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX an auto loan account opened at bridgecrest credit company on XXXX XXXX.These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer XXXX credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14343331 about?
Complaint #14343331 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-27T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.