Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #14321383

Complaint Overview

Complaint ID: 14321383

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Difficulty submitting a dispute or getting information about a dispute over the phone

State: Connecticut

ZIP Code: 06516

Date Received: 2025-06-26T12:00:00-05:00

Date Sent to Company: 2025-06-26T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have a collection on my Equifax credit report that is out dated. It's stemming from a 7 year old debt that I have no knowledge of. I have been trying to dispute the information with Equifax to have it removed however, their online submission does not allow me to submit anything. It directs me to call a customer service number, which I've done several times, and have been redirected to several operators who can not seem to fix the issue. The original debt is with a company called XXXX and it shows the original date of delinquency in 2018. The collection is filed under XXXX XXXX XXXX. which I disputed in the past, and asked for supporting documents, which were not received. I have attached images of the files as they appear on my Equifax report.

Frequently Asked Questions

What is Complaint #14321383 about?

Complaint #14321383 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-06-26T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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