Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14320954
Complaint Overview
Complaint ID: 14320954
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Texas
ZIP Code: 76009
Date Received: 2025-06-26T12:00:00-05:00
Date Sent to Company: 2025-06-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Im writing to demand the immediate removal of inaccurate information that has been mistakenly added to my credit report. After reviewing my file, I discovered an account or possibly multiple items that do not belong to me at all. This is not my debt, not my account, and not connected to any credit application or financial relationship Ive ever had. Whats happening here is known as a mixed file, and I want it corrected right now. To be perfectly clear : this account is someone elses. I have no affiliation whatsoever with the person or entity tied to it. Somehow, their information has been incorrectly merged into my credit profile and that kind of mistake is more than just inconvenient. Its completely unacceptable, damaging, and negligent. This error is negatively affecting my credit rating and personal credibility, and it needs to be addressed immediately.
Frequently Asked Questions
What is Complaint #14320954 about?
Complaint #14320954 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-26T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.