Debt collection -- Attempts to collect debt not owed -- Complaint #14296414
Complaint Overview
Complaint ID: 14296414
Company: V And H Portfolio
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: California
ZIP Code: 93306
Date Received: 2025-06-25T12:00:00-05:00
Date Sent to Company: 2025-06-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been in a data breach from XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX and another one, and I told them that somebody else must be using my information to do Request loans request, payday loans or credit etc. the thing is I have called them they havent even sent me the report that I asked for. I told him to send me proof Of me, asking for the loan credit or whatever the they reporting but instead of doing that they tricked me into giving them my Social Security when they provide a different one. they Trick me to give give them my Social Security number. I made the mistake doing it and thats how they did this to report it back to the credible bureaus because they say it is me and its not because Ive been in identity, theft because my information had bean exposed in a data breach of XXXX XXXX XXXX XXXX XXXX, XXXX exposed MY PERSONAL INFO to the public
Frequently Asked Questions
What is Complaint #14296414 about?
Complaint #14296414 was filed against V And H Portfolio regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-06-25T12:00:00-05:00.
How did V And H Portfolio respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against V And H Portfolio?
Yes, visit the V And H Portfolio company profile at readthecomplaint.com/company/v-and-h-portfolio to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.