Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14247138
Complaint Overview
Complaint ID: 14247138
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Virginia
ZIP Code: 221XX
Date Received: 2025-06-23T12:00:00-05:00
Date Sent to Company: 2025-06-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
b"XXXX XXXX XXXX XXXX, VA 2XXXX XXXX XXXX\n\nConsumer Financial Protection Bureau\nXXXX XXXX XXXX, DC XXXX\n\nSubject: Complaint Regarding Data Breach and Violations of FCRA XXXX XXXX XXXX XXXXn\nDear CFPB Representative,\n\nI am writing to formally file a complaint regarding a data breach involving my personal information that has impacted my credit file(s) with the three major credit reporting agencies: Equifax, Experian, and TransUnion.\n\nI have reason to believe that my sensitive personal informationsuch as my Social Security number, credit data, and identifying informationwas accessed or used without authorization, constituting a serious breach of privacy and security. I suspect the breach may be the result of negligence on the part of one or more of these credit reporting agencies in securing consumer data, which I believe is in direct violation of provisions outlined in the Fair Credit Reporting Act (FCRA), codified under XXXX XXXX XXXX XXXX.\n\nSpecifically, I cite the following relevant portions of the FCRA:\n\nXXXX XXXX XXXX XXXX(b) which states that consumer reporting agencies must adopt reasonable procedures for meeting the needs of commerce in a manner that is fair and equitable to the consumer regarding confidentiality, accuracy, relevancy, and proper utilization of such information.\nXXXX XXXX XXXX XXXX requiring credit bureaus to maintain reasonable procedures designed to avoid violations of the Act and to limit the furnishing of consumer reports to purposes listed under XXXX XXXX XXXX XXXX and XXXX giving consumers the right to place fraud alerts and security freezes on their credit reports to prevent unauthorized access.\nDespite my efforts to communicate directly with these agencies to investigate and remediate the issue, I have encountered delays, vague responses, and insufficient transparency. As a result of the breach, I have suffered anxiety, potential exposure to identity theft, and the burden of taking extensive precautions to safeguard my financial security.\n\nI respectfully request the CFPB to:\n\nInvestigate the handling and protection of my personal data by Equifax, Experian, and TransUnion.\nDetermine whether these agencies violated any provisions of the FCRA, specifically under XXXX XXXX XXXX XXXX.\nEnforce appropriate actions, fines, or corrective measures to ensure compliance and consumer protection.\nEnsure that I am fully informed of the results of any such investigation and offered a resolution or remedy as appropriate.\n\nThank you for your attention to this serious matter. I appreciate the Consumer Financial Protection Bureau's continued efforts in protecting consumer rights.\n\nSincerely,\nXXXX XXXX
Frequently Asked Questions
What is Complaint #14247138 about?
Complaint #14247138 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-23T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.