Debt collection -- False statements or representation -- Complaint #14246567
Complaint Overview
Complaint ID: 14246567
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Texas
ZIP Code: 77096
Date Received: 2025-06-23T12:00:00-05:00
Date Sent to Company: 2025-06-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Notice to Cease and Desist XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX STOP All DEBT COLLECTION CALLS & NOTICES Jefferson Captial Systems, LLC ( XXXX This letter is in response to all letters, emails, phones calls, or any other mediuc of communication where I've received notices from your orgainziation. In accordance with the Fair Debt Collection Practices Act, communication from your organization in regard to the debt you are attempting to collect. In response to this " Cease Communication '' letter, and in accordance with the Federal Fair Debt Collections Act, you may only contact me to inform me that there will be no further collections efforts, or to notify me that a specific action will take place. If this alleged devt belongs to me, the please provide the Validation of Debt agreement that speaks on my behalf. In accordance with 15 U.S. Code 1692g, please send me a detailed list of the history of payments I've made on this account. I also want to witness the signature that I've signed on offical contact documents guaranteeing that I would pay this creditor or your agency. I am also requesting proof that there has been any insurance claims found on this debt. And lastly, I will request proof that you have the chain of title to collect on this debt. Please be advised that I am well aware of my rights and know that any further contact by you or your company, except a communication confirming your acknowledgement of this letter, is in violation of the Fair Debt Collection Practices Act. In addition, any third ( 3rd ) party that you use to coerce the collection of this debt shall also be in violation of federal law. If you do not cease commuincation, a lawsuite will be filed against you. This letter has been sent by certified mail with return also and shall be present to any court of proper jurisdiction if commuication continues. Sincerely, XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #14246567 about?
Complaint #14246567 was filed against Cl Holdings LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-06-23T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.