Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14246148
Complaint Overview
Complaint ID: 14246148
Company: Resurgent Capital Services L.P.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: North Carolina
ZIP Code: 27107
Date Received: 2025-06-23T12:00:00-05:00
Date Sent to Company: 2025-06-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Request for Removal of Collection Account Under 15 U.S.C. 1681c-2 ( Identity Theft ) To Whom It May Concern, I am writing to formally dispute a collection account that appears on my credit report, allegedly placed by your company, LVNV Funding LLC XXXX I believe this account is the result of identity theft and is not mine. Under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681c-2, I am requesting the immediate block and removal of all information related to this fraudulent account from any consumer reporting agencies with which you have reported. This law provides consumers the right to have information resulting from identity theft excluded from their credit reports. The account in question is as follows : LVNV Funding LLC, XXXX XXXX XXXX XXXX XXXX XXXX XXXX Enclosed you will find the following supporting documentation as required under the statute : A copy of my government-issued photo identification Please consider this letter a formal request to : Cease all collection activity on the above account, Block and remove the account from all consumer reporting agencies, and Refrain from selling, transferring, or assigning this account to any third party. Please confirm in writing within 30 days of receipt that this account has been removed from all reporting and that no further action will be taken regarding this fraudulent debt.
Frequently Asked Questions
What is Complaint #14246148 about?
Complaint #14246148 was filed against Resurgent Capital Services L.P. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-23T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.