Vehicle loan or lease -- Incorrect information on your report -- Complaint #14231493
Complaint Overview
Complaint ID: 14231493
Company: Nissan Motor Acceptance Company LLC
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33162
Date Received: 2025-06-21T12:00:00-05:00
Date Sent to Company: 2025-06-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I respectfully request that this charge-off be removed. The debt associated with this account has been [ select one : fully paid/ settled/ forgiven and reported via IRS Form 1099-C ]. As a result, the debt is no longer owed, and I believe it is appropriate and fair to update or remove this account from my credit file to reflect its current status. In addition, I kindly request that you consider my goodwill appeal to have this negative mark removed. I understand that charge-offs remain on credit reports for up to seven years ; however, Im working diligently to improve my credit and financial standing, and this item is significantly impacting my progress. Please consider making an exception and assist me in updating my credit report by either : - Removing the charge-off entirely, or - Updating the status to reflect Paid in Full or Settled, with a XXXX balance and no derogatory remarks. Enclosed is a copy of the 1099-C form issued by your company ( if applicable ), along with my identification and any relevant account documentation. I appreciate your time and understanding. Please confirm your decision in writing at your earliest convenience. Sincerely,
Frequently Asked Questions
What is Complaint #14231493 about?
Complaint #14231493 was filed against Nissan Motor Acceptance Company LLC regarding Vehicle loan or lease specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-21T12:00:00-05:00.
How did Nissan Motor Acceptance Company LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Nissan Motor Acceptance Company LLC?
Yes, visit the Nissan Motor Acceptance Company LLC company profile at readthecomplaint.com/company/nissan-motor-acceptance-company-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.