Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14231276

Complaint Overview

Complaint ID: 14231276

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Tennessee

ZIP Code: 372XX

Date Received: 2025-06-21T12:00:00-05:00

Date Sent to Company: 2025-06-21T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

am filing this complaint due to TransUnions failure to comply with its statutory obligations under 15 U.S.C. 1681c-2 of the Fair Credit Reporting Act ( FCRA ). On XX/XX/year>, I submitted a formal identity theft dispute to TransUnion, complete with the required documentation : This package was delivered to TransUnions Fraud Victim Assistance Department, as of XX/XX/year>. Despite this, TransUnion has failed to respond or block the disputed information within XXXX business days as required by federal law. TransUnions neglect to act in a timely and lawful manner constitutes a violation of the FCRA and has caused continued harm to my credit file and personal well-being.

Frequently Asked Questions

What is Complaint #14231276 about?

Complaint #14231276 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-21T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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