Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14231200
Complaint Overview
Complaint ID: 14231200
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Ohio
ZIP Code: 43232
Date Received: 2025-06-21T12:00:00-05:00
Date Sent to Company: 2025-06-21T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is my 3rd time requesting proper documentation for XXXX XXXX XXXX XXXXXXXX. The was no purchase agreement on this fraudulent loan and failure to notify this disputed account with XXXX XXXX XXXX with XXXX XXXX XXXXXXXX XXXX XXXXXXXX. There is some dubious sales practice at the dealership that I have been compliant with serveral departments with out any response. I request this account be reinvestigated at the Standard of METRO2 Compliance as well as FDCPA 1692d, 1692c, 1692g : Harassment, failure to validate, illegal communication practices. Has the account have been charged off and a 1099-C form issued or if the creditor reported these accounts as business losses for tax deduction purposes, they must be deleted under IRS regulations and FCRA due to the cancellation or non-ownership of the debt. For any accounts currently being reported by third-party debt collectors, I demand a copy of the assignment contract or bill of sale proving lawful authority to collect and report this debt.
Frequently Asked Questions
What is Complaint #14231200 about?
Complaint #14231200 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-21T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.