Debt collection -- False statements or representation -- Complaint #14223189
Complaint Overview
Complaint ID: 14223189
Company: Discover Bank
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Missouri
ZIP Code: 657XX
Date Received: 2025-06-22T12:00:00-05:00
Date Sent to Company: 2025-06-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX : * -- XXXX XX/XX/year> Discover Card RE : Request for Debt Validation To Whom It May Concern : I am writing to formally request validation of an alleged debt, as provided under the Fair Debt Collection Practices Act, 15 U.S.C. 1692g. Please provide the following : The amount of the alleged debt, including an itemization of interest, fees, payments, and credits. The name of the original creditor and documentation showing that I am legally obligated to pay. A copy of any judgment, if applicable. Proof that you are authorized to collect debts in my state. A copy of the original contract or agreement bearing my signature. Until you provide the requested validation, I request that you cease all collection activities, including reporting to any credit reporting agencies. If the debt has already been reported, please notify the agencies that I dispute this debt. Thank you for your cooperation. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14223189 about?
Complaint #14223189 was filed against Discover Bank regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-06-22T12:00:00-05:00.
How did Discover Bank respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Discover Bank?
Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.