Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14223165
Complaint Overview
Complaint ID: 14223165
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 76002
Date Received: 2025-06-22T12:00:00-05:00
Date Sent to Company: 2025-06-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Between XXXX and early XXXX, I maintained an average daily balance of approximately {$2100.00} across my revolving credit accounts. Due to the suppressed credit offers and artificially inflated interest rates, I paid an estimated {$1100.00} more in interest than I reasonably should have. Additionally, I incurred {$750.00} worth of administrative time and follow-up costs, including time spent reviewing inaccurate data, preparing complaints, and attempting to resolve the issue through multiple channels. In XXXX, I ceased using my credit cards altogether due to the financial hardship caused by high-interest charges yet Experians reporting other Credit Reporting Agencies remained uncorrected. This matter has materially affected my credit access and financial standing. I request timely resolution, with all findings delivered in writing. I reserve the right to seek further remedy.
Frequently Asked Questions
What is Complaint #14223165 about?
Complaint #14223165 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-22T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.