Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14223162
Complaint Overview
Complaint ID: 14223162
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 76002
Date Received: 2025-06-22T12:00:00-05:00
Date Sent to Company: 2025-06-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Between XXXX and early XXXX, I maintained an average daily balance of approximately {$2100.00} across my revolving credit accounts. Due to the suppressed credit offers and artificially inflated interest rates, I paid an estimated {$1100.00} more in interest than I reasonably should have. Additionally, I incurred {$750.00} worth of administrative time and follow-up costs, including time spent reviewing inaccurate data, preparing complaints, and attempting to resolve the issue through multiple channels. In XXXX, I ceased using my credit cards altogether due to the financial hardship caused by high-interest charges yet XXXX reporting other XXXX XXXX XXXX XXXX XXXX. This matter has materially affected my credit access and financial standing. I request timely resolution, with all findings delivered in writing. I reserve the right to seek further remedy.
Frequently Asked Questions
What is Complaint #14223162 about?
Complaint #14223162 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.