Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14223043
Complaint Overview
Complaint ID: 14223043
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33181
Date Received: 2025-06-22T12:00:00-05:00
Date Sent to Company: 2025-06-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The items on my credit report are due to the unauthorized use of my Social Security number. I did not open or authorize these accounts, and they are the result of identity theft. Incorrect Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Must be removed under 15 U.S.C. 1681e ( b ) for inaccurate reporting. XXXX XXXX No proof of debt was provided ; under 15 U.S.C. 1681i ( a ) and the doctrine of estoppel by silence ( XXXX v. XXXX ), it must be deleted. XXXX XXXX XXXX Reported without my consent, violating 15 U.S.C. 1681b and must be removed under 1681c-2 for identity theft. XXXX XXXX Also unauthorized and violates 1681b and 1681c-2.
Frequently Asked Questions
What is Complaint #14223043 about?
Complaint #14223043 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.