Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14222866

Complaint Overview

Complaint ID: 14222866

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Texas

ZIP Code: XXXXX

Date Received: 2025-06-22T12:00:00-05:00

Date Sent to Company: 2025-06-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am formally submitting a complaint against Experian for refusing to remove unauthorized inquiries, fraudulent accounts, and incorrect addresses from my credit report. I have provided multiple disputes, an FTC Identity Theft Report, and supporting documentation proving these accounts and inquiries were the result of identity theft. Experian has failed to take appropriate action, violating my rights under the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). Fraudulent Accounts : XXXX XXXX XXXXk Date Opened : XX/XX/XXXX XXXX XXXX Date Opened : XX/XX/XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Fraudulent and Unauthorized Inquiries : XXXX XXXX XXXX XXXX XXXX I request the immediate removal of all fraudulent accounts, unauthorized inquiries, and any related negative information from my credit report.

Frequently Asked Questions

What is Complaint #14222866 about?

Complaint #14222866 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-22T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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