Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14222864
Complaint Overview
Complaint ID: 14222864
Company: Santander Holdings USA, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Nevada
ZIP Code: 89147
Date Received: 2025-06-22T12:00:00-05:00
Date Sent to Company: 2025-06-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
It has come to my attention, through review of my credit reports from XXXX, XXXX, XXXX that Santander Consumer continues to inaccurately report missing payments for the above-referenced account. This account was officially closed inXXXX, and the loan balance was paid in full. Despite the account being closed and the balance satisfied, Santander Consumer has continued to report derogatory information, specifically missed payments, into 2024. This reporting is factually incorrect, misleading, and constitutes a violation of my rights under the Fair Credit Reporting Act ( FCRA ).
Frequently Asked Questions
What is Complaint #14222864 about?
Complaint #14222864 was filed against Santander Holdings USA, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-22T12:00:00-05:00.
How did Santander Holdings USA, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Santander Holdings USA, INC.?
Yes, visit the Santander Holdings USA, INC. company profile at readthecomplaint.com/company/santander-holdings-usa-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.