Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14206908
Complaint Overview
Complaint ID: 14206908
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Tennessee
ZIP Code: 38116
Date Received: 2025-06-20T12:00:00-05:00
Date Sent to Company: 2025-06-20T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am a victim of identity theft and the company is reporting accounts that I did not authorize or open. I submitted a dispute and included an FTC Identity Theft Report, a copy of my government-issued ID, and proof of my address. Despite this, the company has failed to block or remove the fraudulent accounts as required by FCRA Section 605B. The accounts remain on my credit report and continue to harm my credit standing. They have also failed to provide any meaningful validation of the debt as required by 15 U.S.C. 1692g of the FDCPA. These accounts are inaccurate and unverifiable.
Frequently Asked Questions
What is Complaint #14206908 about?
Complaint #14206908 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-20T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.