Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14184404
Complaint Overview
Complaint ID: 14184404
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Louisiana
ZIP Code: 70072
Date Received: 2025-06-19T12:00:00-05:00
Date Sent to Company: 2025-06-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern ; The reason for this letter is to dispute unauthorized inquiries on my credit report. Made by : { XXXX XXXX XXXX XXXX XX/XX/year>2024 } { XXXX XXXX XXXX XXXX/XXXX/2024 - XXXX/XXXX/2024 } { XXXX XXXX XXXX XX/XX/scrub>/2024 - XX/XX/year>2024 } { XXXX XXXX XX/XX/year>2024 } { XXXX XX/XX/year>2024 } { XXXX XX/XX/year>2024 } { XXXX XXXX XXXX XX/XX/year>2024 } { XXXX XXXX XXXX XXXX XX/XX/year>2024 - XX/XX/scrub>/2024 - XX/XX/year>2024 } { XXXX XXXX XXXX/XXXX/2024 } { XXXX XXXX XXXX XX/XX/scrub>/2024 } { XXXX XXXX XX/XX/scrub>/2024 } Made with : Experian To my knowledge, I have not signed any documents authorizing your organization to view my credit history. Therefore, your inquiry into my credit report violates the Fair Credit Reporting Act, Section 1681b ( a ) : Permissible Purposes of Consumer Reports as well as Section 1681b ( c ) : Transactions Not Initiated by Consumer. If you are in possession of any documentation bearing my signature that you believe authorizes you or your organization to make inquiries into my credit report, I respectfully request a copy be sent to my address listed above. For the sake of clarity, I will not accept any documentation that does not bear my signature authorizing you to make an inquiry into my credit file. Otherwise, anyone having stolen my identity could be behind this unauthorized inquiry. And YOU would be in violation of the Fair Credit Reporting Act. Assuming you do not possess such credit report inquiry authorization, I request that you remove the unauthorized inquiry from my credit report ( s ). I also request that you remove all of my personal information from your records and send me confirmation that you have complied with my request.
Frequently Asked Questions
What is Complaint #14184404 about?
Complaint #14184404 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-19T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.