Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14137563

Complaint Overview

Complaint ID: 14137563

Company: U.S. Auto Credit Corporation

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Florida

ZIP Code: 32303

Date Received: 2025-06-17T12:00:00-05:00

Date Sent to Company: 2025-06-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

US Auto Credit is inaccurately reporting double the balance of an old account! Also the account was open in XXXX and is 7 years old and should be removed from my credit report immediately. I have spoken with the actual company about the inaccuracy of credit reporting and I feel it is being done intentionally to try and ruin my credit score. I have the right to fair and accurate credit reporting and after calling and trying to get this resolved for sometime now I have no choice but to reach out to you.

Frequently Asked Questions

What is Complaint #14137563 about?

Complaint #14137563 was filed against U.S. Auto Credit Corporation regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-17T12:00:00-05:00.

How did U.S. Auto Credit Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against U.S. Auto Credit Corporation?

Yes, visit the U.S. Auto Credit Corporation company profile at readthecomplaint.com/company/u-s-auto-credit-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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