Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14137401
Complaint Overview
Complaint ID: 14137401
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: South Carolina
ZIP Code: 29150
Date Received: 2025-06-17T12:00:00-05:00
Date Sent to Company: 2025-06-17T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute the accuracy of an account being reported by * * XXXX XXXX XXXX XXXX * * with a reported balance of * * {$3700.00} * *, allegedly opened on * * XX/XX/year> * *. According to my records and recent credit file, this account is listed as : - * * '' Placed for collection '' * * - " Dispute resolved reported by grantor '' ( inaccurate and misleading language ) - With no clear proof of debt validation or ownership This reporting directly conflicts with the standards outlined in * * Metro 2 Compliance Format * * and violates * * 15 U.S.C. 1681e ( b ) * * of the * * Fair Credit Reporting Act ( FCRA ) * *, which requires all data furnishers and credit bureaus to maintain * * maximum possible accuracy * * in the reporting of consumer information. Furthermore, due to increasing reports of * * data breaches * * within consumer reporting agencies and debt buyers, I have reason to believe this account may be a result of * * inaccurate, outdated, or compromised information * *. I am demanding the following actions be taken under Metro 2 and FCRA obligations : 1. * * Immediate investigation * * and reinvestigation of this account, with documentation of the original signed agreement and itemized statement. 2. * * Suspension of reporting * * while under dispute, as required by law. 3. * * Full deletion of this account * * from my credit profile if it can not be verified with 100 % accuracy and validated documentation. 4. A * * response in writing within 30 days * *, as required under the FCRA. Please note, failure to remove inaccurate information may result in formal complaints to the * * CFPB * *, * * Attorney General * *, and * * FTC * *, along with legal action under FCRA 1681n and 1681o for willful noncompliance and damages.
Frequently Asked Questions
What is Complaint #14137401 about?
Complaint #14137401 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-17T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.