Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14112973
Complaint Overview
Complaint ID: 14112973
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Ohio
ZIP Code: 44137
Date Received: 2025-06-16T12:00:00-05:00
Date Sent to Company: 2025-06-16T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern : I am writing to issue an urgent and final dispute and legal demand pursuant to my rights under the Fair Credit Reporting Act ( FCRA ). I am the victim of identity theft and have not authorized, opened, or closed any of the accounts listed below. These accounts are fraudulent, and their continued presence on my credit reports constitutes ongoing harm and clear violations of federal law. Further, some of these accounts appear multiple times under different entry names, which is a clear violation of the FCRA, Section 1681e ( b ) ( reporting accuracy ) and may be construed as intentional misreporting, malicious furnishing, or an attempt to inflate derogatory data, which is expressly not permitted under federal regulations. Accounts to Be Permanently Blocked, Deleted, and NOT Reinserted : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX LEGAL OBLIGATIONS & DEMAND FOR ACTION : Under FCRA 605B [ 15 U.S.C. 1681c-2 ], and supported by 1681e ( b ), 1681i, 1681n, and 1681o, I demand : Full and permanent deletion and blocking of all listed accounts including all duplicate/multiple entries, which are strictly prohibited. Immediate cease and desist from any future reinsertion of these items unless strict FCRA re-investigation rules are followed. Action to be taken within XXXX business days ( blocking ) and completed within XXXX calendar days ( full reinvestigation and deletion ). Written confirmation must be sent showing all accounts removed and blocked permanently under my file. YOUR NONCOMPLIANCE VIOLATES THE FOLLOWING FEDERAL LAWS : 15 U.S.C. 1681c-2 Failure to block identity theft-related items 15 U.S.C. 1681e ( b ) Inaccurate reporting & duplicate entries 15 U.S.C. 1681i Failure to reinvestigate disputed data 15 U.S.C. 1681n Willful noncompliance with FCRA 15 U.S.C. 1681o Negligent failure to comply with FCRA FAILURE TO COMPLY WILL RESULT IN IMMEDIATE ACTION INCLUDING : Complaints filed with the CFPB, FTC, and Ohio Attorney General Retention of legal counsel to pursue civil claims for actual, statutory, and punitive damages Enforcement of injunctive relief and court-ordered deletion
Frequently Asked Questions
What is Complaint #14112973 about?
Complaint #14112973 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-16T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.