Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14112608
Complaint Overview
Complaint ID: 14112608
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Virginia
ZIP Code: 22193
Date Received: 2025-06-16T12:00:00-05:00
Date Sent to Company: 2025-06-16T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am formally disputing the presence of unverified and unsubstantiated information on my credit report. This includes violations of the Fair Credit Reporting Act ( FCRA ) and non-compliance with Metro 2 data field reporting standards. Any account or item reporting derogatory or delinquent information must be supported by documented evidence that is accurate, complete, and fully compliant with federal and state law. I demand that you provide tangible, verifiable documentation proving the accuracy and permissible purpose of each item listed below. If such evidence can not be produced, you are required to DELETE the item from my credit file and send me written confirmation along with an updated copy of my report. The following Personal Information is inaccurate and must be deleted : Incorrect Previous Address : XXXX XXXX XXXX, XXXX, VA XXXX Incorrect Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, VA XXXX Incorrect Name : XXXX XXXX Incorrect Date of Birth : XXXX Employer : XXXX XXXX XXXX Employer : XXXX INVESTMENTS XXXX Incorrect Current Address : XXXX XXXXXXXX XXXX, XXXX, VA XXXX The following Accounts must be investigated and deleted if unverifiable : XXXX XXXXXXXX XXXX XXXX XXXX XXXX The following Collection account must be removed : XXXX XXXX The following Inquiries are unauthorized and must be deleted : XXXX XXXX XXXXXXXX XXXX XXXX XXXX These items must be verified with original documentation or deleted within 30 days, as required by the FCRA. Reporting unverifiable or inaccurate data is a violation of my consumer rights. I request your immediate attention to this matter and expect a mailed response confirming the results of your investigation, along with an updated copy of my credit report. Thank you for your cooperation
Frequently Asked Questions
What is Complaint #14112608 about?
Complaint #14112608 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-16T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.