Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14089724
Complaint Overview
Complaint ID: 14089724
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Pennsylvania
ZIP Code: 19133
Date Received: 2025-06-15T12:00:00-05:00
Date Sent to Company: 2025-06-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
* * XXXX XXXX * * XXXX XXXX XXXX XXXX * * * * XXXX PA XXXX * * * * XXXX * * * * Equifax XXXX * * * P.O. Box XXXX XXXX, GA XXXX * * Dear Sir/Madam, I am writing to formally dispute the accuracy of the information reported regarding an old accounts listed on my credit report. The accounts in question appears to be outdated, inaccurate, and should no longer be reported according to the Fair Credit Reporting Act ( FCRA ). Account : XXXX XXXX Account XXXX XXXX Amount : {$440.00} Account XXXX XXXX XXXXXXXX Account number : XXXX Date XXXX Amount : {$330.00} Account : XXXXXXXX XXXX XXXXXXXX Account number : XXXX XXXX XXXX Amount : {$48.00} The accounts shows as closed with a date of XX/XX/XXXX, XX/XX/XXXX XX/XX/XXXX and the last activity reported is from that period. I believe these accounts are beyond the statute of limitations for collection and should be removed from my credit report. Furthermore, the accounts status and details do not reflect my current credit profile, and I request that it be investigated and removed. Please conduct a thorough investigation of this account and provide me with the results in writing. If the investigation confirms that this account is inaccurate, outdated, or unverifiable, I request that it be removed from my credit report promptly. Enclosed are copies of any supporting documentation I have that may assist with your investigation. Thank you for your prompt attention to this matter. I look forward to your confirmation that this account has been removed or corrected. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14089724 about?
Complaint #14089724 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-15T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.