Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14089570
Complaint Overview
Complaint ID: 14089570
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Nevada
ZIP Code: 89115
Date Received: 2025-06-15T12:00:00-05:00
Date Sent to Company: 2025-06-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Dispute of Unauthorized Hard Inquiries on Credit Report Re : Request for Removal of Unauthorized Hard Inquiries Dear [ Equifax / Experian / TransUnion ], I am writing to formally dispute several hard inquiries that appear on my credit report. I reviewed my credit report recently and noticed that the following inquiries were made without my knowledge or authorization : Unauthorized Hard Inquiries : Creditor Name : [ global lending services ] Date of Inquiry : [ XX/XX/year> ] Creditor Name : [ XXXX XXXX ] Date of Inquiry : [ XX/XX/year> ] creditor name : [ XXXX XXXX XXXX XXXX date of Inquiry : XX/XX/year> XXXX XXXX XXXX date of inquiry XX/XX/year> stellantis financial/def date of inquiry XX/XX/year> ally financial date of inquiry XX/XX/year> prestige financial date of XXXX XXXX XXXX XXXX date of inquiry XX/XX/year> Under the Fair Credit Reporting Act ( FCRA ), I have the right to dispute information on my credit report that I believe is inaccurate or unverified. I do not recall authorizing these credit checks and have never applied for credit with the listed companies. Therefore, I am requesting that you investigate these inquiries and remove them from my credit report if they are found to be unauthorized. Please provide me with documentation that proves I authorized these inquiries. If you are unable to verify that I gave proper consent, I respectfully request that these hard inquiries be removed immediately from my credit profile. Attached are copies of my identification and a utility bill to confirm my identity and address. I would appreciate a written response within 30 days of receipt of this letter, as required by the FCRA. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #14089570 about?
Complaint #14089570 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-15T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.