Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14089426

Complaint Overview

Complaint ID: 14089426

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Public record information inaccurate

State: Georgia

ZIP Code: 305XX

Date Received: 2025-06-15T12:00:00-05:00

Date Sent to Company: 2025-06-15T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I lost my job due to medical issues in XXXX. I had over {$40000.00} in medical bills, so I filed for bankruptcy. It was XXXX in XXXX. This is on my credit report. I asked the court if they reported this to the Credit Bureau, and was told no, that they do not report to any agency. I have a letter from the court stating this, and I have tried to get this removed, and the credit reporting agency has ignored me. I didn't go out and buy things. My health and not having insurance put me in that spot. I was in a car accident on XX/XX/XXXX, and not my fault. Section 15 U.S. Code 1681- Congressional findings and statement of purpose states that information should be reported fairly and equitably to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter.

Frequently Asked Questions

What is Complaint #14089426 about?

Complaint #14089426 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-15T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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