Payday loan, title loan, personal loan, or advance loan -- Charged fees or interest you didn't expect -- Complaint #14076126
Complaint Overview
Complaint ID: 14076126
Company: Regional Management Corporation
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Charged fees or interest you didn't expect
State: Illinois
ZIP Code: 60660
Date Received: 2025-06-13T12:00:00-05:00
Date Sent to Company: 2025-06-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This complaint introduces new legal violations based on Regional Finances XX/XX/year> response, specifically a clear breach of the Illinois Predatory Loan Prevention Act ( PLPA ). I am not disputing the existence of the loan I am disputing its legal enforceability and ongoing furnishing of a voided tradeline under Illinois law. Their own breakdown shows {$2800.00} in post-maturity interest and {$3100.00} in costs above principal, pushing the effective APR far above the 36 % legal cap. This was not addressed in any prior complaint. This is not a duplicate. It raises new statutory violations supported by the companys own disclosures and must be reviewed independently.
Frequently Asked Questions
What is Complaint #14076126 about?
Complaint #14076126 was filed against Regional Management Corporation regarding Payday loan, title loan, personal loan, or advance loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2025-06-13T12:00:00-05:00.
How did Regional Management Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Regional Management Corporation?
Yes, visit the Regional Management Corporation company profile at readthecomplaint.com/company/regional-management-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.