Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14075421
Complaint Overview
Complaint ID: 14075421
Company: Kriya Capital, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 30038
Date Received: 2025-06-13T12:00:00-05:00
Date Sent to Company: 2025-06-13T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing the {$120.00} collection from Credence Resource Management for an XXXX XXXX XXXX XXXX account. Although I received an email notice dated XX/XX/year>, I never received a formal mailed letter of debt validation only an unsecured link to click. The debt was reported to my credit report on XX/XX/year>. I believe the validation notice was incomplete and does not satisfy the FDCPA requirement under 809. Additionally, I was never notified by XXXX XXXX XXXX that my account was being sent to collections. I had no opportunity to resolve the issue directly with them. This collection was posted without adequate notice or an option to dispute before it damaged my credit. I am requesting : 1. Full removal of this tradeline from all credit bureaus 2. Written confirmation that this debt will not be sold or re-reported I have attached proof of the email notice received and the XXXX XXXX report showing the open tradeline.
Frequently Asked Questions
What is Complaint #14075421 about?
Complaint #14075421 was filed against Kriya Capital, LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-13T12:00:00-05:00.
How did Kriya Capital, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Kriya Capital, LLC?
Yes, visit the Kriya Capital, LLC company profile at readthecomplaint.com/company/kriya-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.