Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14008188
Complaint Overview
Complaint ID: 14008188
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: New York
ZIP Code: 125XX
Date Received: 2025-06-10T12:00:00-05:00
Date Sent to Company: 2025-06-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
b': LEGAL DEMAND FOR IMMEDIATE REMOVAL AND PERMANENT BLOCKING OF FRAUDULENT ACCOUNTS AND INQUIRIES VICTIM OF IDENTITY COERCION & XXXX XXXX\nFCRA 605B COMPLIANCE REQUIRED\n\nTo Whom It May Concern,\nI am formally invoking my rights under the Fair Credit Reporting Act (FCRA) 605B, supported by guidance from the Consumer Financial Protection Bureau (CFPB), to demand the immediate deletion and permanent suppression of the following fraudulent accounts and inquiries from my credit report.\nI am a documented victim of XXXX XXXX XXXX XXXX XXXX, during which time my personal identity was accessed and used without my knowledge, consent, or control. These accounts were not opened, authorized, nor used by me and represent a direct violation of my consumer rights and personal safety.\nThe following fraudulent items MUST be deleted and permanently blocked from all credit reporting and reinsertionXXXXFraudulent Accounts to be Deleted and Blocked:XXXX XXXXAccount #XXXX XXXX XXXX XXXX XXXX XXXXAccount #XXXX XXXX XXXX XXXX XXXX XXXX XXXXAccount #XXXX XXXXThis account was opened and used without my authorization while under coercion. I never applied for nor benefited from this creditXXXXFraudulent Credit Inquiry to be Removed:XXXX XXXX XXXX XXXXType: Unauthorized Hard InquiryXXXXMy Formal Legal Demands:\n1.\tImmediately DELETE and PERMANENTLY BLOCK the accounts and inquiry listed above under the protections granted in FCRA 605B.'
Frequently Asked Questions
What is Complaint #14008188 about?
Complaint #14008188 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-10T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.