Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13985870
Complaint Overview
Complaint ID: 13985870
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Illinois
ZIP Code: 60617
Date Received: 2025-06-09T12:00:00-05:00
Date Sent to Company: 2025-06-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am writing to dispute the validity of all negatively reported accounts on my credit file that may be the result of identity theft or unauthorized use of my personal information, following the widely publicized data breaches involving Equifax, Experian, XXXX, and T-Mobile. These breaches compromised highly sensitive consumer data, including Social Security numbers, dates of birth, and account credentials. Due to the exposure of my personal information in one or more of these incidents, I have reason to believe that one or more accounts reflected in negative standing on my credit report may have been fraudulently opened or tampered with without my authorization. I am formally asserting my rights under the Fair Credit Reporting Act ( FCRA ), including but not limited to : 15 U.S. Code 1681i My right to dispute inaccurate or unverifiable information. 15 U.S. Code 1681c-2 My right to block information resulting from identity theft. 15 U.S. Code 1681s-2 The duty of furnishers of information to investigate disputed data. Attached below are screenshots of pay outs from Equifax on three separate occasions, an ID number stating my personal information was indeed compromised,
Frequently Asked Questions
What is Complaint #13985870 about?
Complaint #13985870 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-09T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.