Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13964872
Complaint Overview
Complaint ID: 13964872
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Michigan
ZIP Code: 48227
Date Received: 2025-06-08T12:00:00-05:00
Date Sent to Company: 2025-06-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victim of identity theft. My sensitive personal information was compromised in multiple data breaches, including the XXXX XXXX breach. As a result, unauthorized accounts are being reported on my credit reports. I submitted an FTC Identity Theft Report ( # XXXX ) and issued FCRA Section 605B dispute letters to all three CRAs with supporting documentation ( ID, proof of address, notarized affidavit, and list of fraudulent accounts ). Despite this, negative and fraudulent accounts remain on my credit file, including but not limited to : XXXX XXXX - {$18000.00} ( Account # XXXX ) XXXX XXXX XXXX XXXX {$1500.00} credit card & {$5000.00} XXXX XXXX ( Account # XXXX ) XXXX XXXX XXXX ( Account # XXXX ) XXXX XXXX XXXX ( Account # XXXX ) These accounts were not opened or authorized by me. I requested a block of these items per FCRA 605B, which requires action within 4 business days. The bureaus and furnishers have failed to comply. I am requesting the CFPB enforce compliance under FCRA 605B, 615 ( f ), and 623 ( a ) ( 6 ), and require the bureaus to : Block all fraudulent accounts Notify furnishers of blocked items Prevent re-reporting of these accounts Remove inaccurate addresses/inquiries associated with identity theft
Frequently Asked Questions
What is Complaint #13964872 about?
Complaint #13964872 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.