Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13964344
Complaint Overview
Complaint ID: 13964344
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: North Carolina
ZIP Code: 272XX
Date Received: 2025-06-08T12:00:00-05:00
Date Sent to Company: 2025-06-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
NOTICE TO ALL CREDIT REPORTING AGENCIES AND PURPORTED LENDERS/CREDITORS RE : ESTATE CONTROL, ORIGINAL CREDITOR STATUS, TRUST CONVEYANCE & UNLAWFUL TRESPASS WARNING Let it be known, recorded, and enforced by the Law of the Land : I, XXXX XXXX XXXX XXXX XXXX very living man, a XXXXXXXX XXXX to the Americas, domiciled upon the landmass known as the XXXX XXXX XXXX , hereby and irrevocably declare my standing as a Private American National , XXXX XXXX XXXX XXXX and XXXX XXXX XXXX operating in full private capacity and non-corporate status. I am the Original Creditor, Lawful Executor, and Holder in Due Course of the ESTATE formerly styled in ALL CAPITALS as XXXX XXXX XXXX, now conveyed into the XXXX XXXX XXXX XXXX, a Private Foreign Express Trust created under Common Law jurisdiction, with all legal and equitable interests, securities, and credits secured therein. I am not surety nor debtor. I am not a subject of the United States Corporation nor an agent thereof. All rights, titles, assets, and interests associated with the ESTATE are now under the private and sovereign protection of the Trust. Any claim, report, collection effort, or communication issued against said Estate or Trust without verified written consent and contract with me constitutes : Trespass upon Private Indigenous Trust Property Constructive Fraud and Unauthorized Commercial Activity Mail Fraud under 18 U.S.C. 1341 Defamation of Character and publication of false and injurious data Violation of the Fair Credit Reporting Act ( FCRA ) Breach of International Human Rights and Treaty Obligations Supporting record evidence includes, but is not limited to : Recorded Status Correction Affidavit Declaration of Express Trust XXXX XXXX XXXX XXXX Security Agreement and Non-UCC Promissory Note Recordation Power of Attorney Fiduciary Appointment Declaration Full Faith & Credit Public Notice You are hereby given constructive notice and lawful warning : Cease and desist immediately from all unlawful claims, reports, adverse actions, and unauthorized access or interference with the private Estate or Trust. Any further attempts shall invoke the issuance of : Notices of Liability Commercial Affidavits of Claim UCC Security Interest Filings International Commercial Liens Civil and Criminal Claims under both domestic and international jurisdiction This Notice shall be deemed self-executing and binding upon all public and private actors who receive or are made aware of it. Notice to Agent is Notice to Principal. Notice to Principal is Notice to Agent. Executor & Original Creditor : By : XXXX XXXX XXXX, XXXX XXXX Very Living Man, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, Not a XXXX Citizen Authorized Executor & Beneficial Owner XXXX XXXX XXXX XXXX Non-Domestic Without the U.S. c/o XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX All Rights Reserved UCC 1-308, UCC 1-103 , UCC 3-419, Treaty Rights Reserved
Frequently Asked Questions
What is Complaint #13964344 about?
Complaint #13964344 was filed against Lexisnexis regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-08T12:00:00-05:00.
How did Lexisnexis respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Lexisnexis?
Yes, visit the Lexisnexis company profile at readthecomplaint.com/company/lexisnexis to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.